Which expert system is used by Countrywide Funding Corp. for assessing creditworthiness?

The correct choice is CLUES, which stands for "Computerized Loan Underwriting Expert System." This expert system was specifically developed to assist lenders like Countrywide Funding Corp. in evaluating the creditworthiness of potential borrowers. CLUES uses a variety of algorithms and data analysis techniques to assess credit applications, helping financial institutions make informed lending decisions.

This system evaluates borrower information against established credit criteria, allowing for a more consistent and accurate assessment process. The use of CLUES can streamline the underwriting process, reduce human error, and enhance the overall efficiency of loan approval operations. Thus, its application in the context of credit assessment reflects its significance in financial technology and risk management practices.

In contrast, other options may represent different technologies or systems that are not specifically dedicated to assessing creditworthiness, which is why they are not the best fit for this particular scenario.